MicroFinTech

Expanding Financial Inclusion with Cost-Cutting Innovation
1. Auflage 2021
ISBN: 978-3-030-80396-4
Verlag: Springer International Publishing

Buch, Englisch, 272 Seiten, Format (B × H): 148 mm x 210 mm, Gewicht: 371 g

Reihe: Palgrave Studies in Financial Services Technology

Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

Zielgruppe

Research

Autoren/Hrsg.

Moro-Visconti, Roberto

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Bankwirtschaft
• Mathematik | Informatik EDV | Informatik Digital Lifestyle Online Banking & Finance
• Wirtschaftswissenschaften Volkswirtschaftslehre Volkswirtschaftslehre Allgemein Wirtschaftswachstum
• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Finanzsektor & Finanzdienstleistungen: Allgemeines

Inhaltsverzeichnis

Chapter 1.- Introduction_ Chapter 2.- The Microfinance Background _Chapter 3.- Microfinance Issue _Chapter 4.- The Impact of Technology on Microfinance_ Chapter 5.- FinTechs _Chapter 6.- MicroFinTech Applications_ Chapter 7.- Conclusion.

Über Autor(innen)

Roberto Moro-Visconti is Professor of Corporate Finance at the Catholic University of the Sacred Heart, Milan, Italy, and is the director of studio Moro-Visconti – chartered accountants and financial consultants. Dr. Moro-Visconti manages a consolidated financial boutique (www.morovisconti.com) that derives from a deep-rooted tradition of professional consultants in Milan.