Bank-FinTech M&As and Banking Innovation

A Performance Assessment of the Global Banking System
Erscheinungsjahr 2025
ISBN: 978-3-031-84444-7
Verlag: Springer Nature Switzerland

Buch, Englisch, 202 Seiten, Format (B × H): 153 mm x 216 mm, Gewicht: 401 g

Reihe: Palgrave Macmillan Studies in Banking and Financial Institutions

This book examines the banking innovation and performance improvements arising from Bank-FinTech M&As. It explores the trends and characteristics of M&A operations in the banking industry, with a focus on the threats and opportunities that arise from a bank’s equity investments in FinTech firms and the impact on their performance. It offers a holistic assessment of bank performance metrics, such as profitability, operational efficiency, riskiness, and Environmental, Social, and Governance (ESG) score. Furthermore, the book presents novel and valuable analytical perspectives by analysing the role played by business models on these performance metrics following the M&A operations. The book supports strategic decision-making processes for banking practitioners while providing new policy implications for regulators and banking supervisory authorities. Finally, the book will be of interest to researchers and students in finance and digital innovation in banking.

Zielgruppe

Research

Autoren/Hrsg.

Ferilli, Greta Benedetta

Fachgebiete

• Wirtschaftswissenschaften Betriebswirtschaft Unternehmensorganisation, Corporate Responsibility Mergers & Acquisitions (M&A), Übernahmen & Buy-outs
• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Bankwirtschaft

Inhaltsverzeichnis

1. Introduction.- 2. Banks Performance and FinTech M&As: A Theoretical Perspective.- 3. FinTech Challenges & Opportunities in a Global Perspective.- 4. Banking Business Models: Overview, Evolution and Challenges for Worldwide Banks.- 5. Empirical Evidence on Banks' Performance Improvements after FinTech M&As.- 6. Conclusions & Implications.

Über Autor(innen)

Greta Benedetta Ferilli is a Research Fellow in Banking and Finance at the University of Salento, Lecce (Italy). She was a Visiting Researcher at Bangor Business School (UK), where she is currently a member of the Institute of European Finance. Her main research interests include bank-FinTech relationships, innovation in banking, banking business models, ESG, and green finance.