ESG Factors and Financial Outcomes in Banks

Quantitative Insights into the ESG-Cost of Debt Relationship
Erscheinungsjahr 2025
ISBN: 978-3-031-87747-6
Verlag: Springer Nature Switzerland

Buch, Englisch, 154 Seiten, Format (B × H): 153 mm x 216 mm, Gewicht: 341 g

This book explores the application of ESG (Environmental, Social, Governance) factors in banking credit. What makes this research particularly unique is its empirical analysis of how ESG factors impact the cost of debt for companies, which addresses a significant gap in the current literature on sustainable finance. Specifically, the book provides practical, data-driven insights into the financial benefits of sustainability. It not only examines corporate ESG performance but also how banks incorporate ESG factors into their credit evaluation processes, providing a comprehensive view of the interaction between sustainable finance and traditional banking practices. It also offers a detailed examination of the EU’s evolving regulatory framework regarding ESG and banking alongside practical implications of ESG factors, both for companies and banks, and demonstrates how sustainability can lead to tangible financial advantages, such as more favourable loan conditions. By addressing the financial and strategic needs of companies seeking to lower their borrowing costs through sustainability efforts, this book satisfies the growing demand for research at the intersection of finance, sustainability, and regulation.

Zielgruppe

Research

Autoren/Hrsg.

Del Sarto, Nicola

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Bankwirtschaft
• Interdisziplinäres Wissenschaften Wissenschaften: Forschung und Information Risikobewertung, Risikotheorie
• Geowissenschaften Umweltwissenschaften Nachhaltigkeit
• Wirtschaftswissenschaften Betriebswirtschaft Unternehmensfinanzen
• Wirtschaftswissenschaften Betriebswirtschaft Unternehmensorganisation, Corporate Responsibility Corporate Social Responsibility (CSR), Nachhaltiges Wirtschaften

Inhaltsverzeichnis

Chapter 1: THE EVOLUTION OF SUSTAINABILITY: FROM CSR TO SUSTAINABLE FINANCE.- Chapter 2: THE EUROPEAN REGULATORY FRAMEWORK: POLICIES AND REGULATIONS FOR SUSTAINABLE FINANCE.- Chapter 3: ESG AND THE COST OF DEBT: AN EMPIRICAL ANALYSIS OF SUSTAINABILITY IN BANK FINANCING.- Chapter 4: FUTURE DIRECTIONS AND INNOVATIONS IN SUSTAINABLE FINANCE: CHALLENGES AND OPPORTUNITIES.- Chapter 5: CONCLUSIONS.

Über Autor(innen)

Nicola Del Sarto is an assistant professor at the University of Florence, Italy. He received his PhD in Management of Innovation, Sustainability, and Healthcare from Scuola Superiore Sant’Anna, Italy. Nicola's research interests focus on small businesses and start-ups, as well as support mechanisms such as incubators, accelerators, and corporate accelerator programs. Moreover, he is investigating finance for innovation mechanisms and FinTech alongside the impact of technological innovation on financial markets and intermediaries. His research also explores sustainable finance with a particular focus on the role of ESG factors in banking and investment decisions as well as their implications for financial markets and corporate sustainability strategies.