Foerster / Pahl / Rechtsanwälte Handbook of Product Liability / Recall / Insurance in Germany

1. Auflage 2011
ISBN: 978-3-8424-9474-9
Verlag: tredition
Format: EPUB
Kopierschutz: 0 - No protection

E-Book, Englisch, 95 Seiten

Product liability and product recalls in particular can pose a threat to the very existence of a company. In order to handle product liability risks a company doing business under the influence of

Autoren/Hrsg.

Foerster, Tibor

Foerster, Viktor

Pahl, Tim

Rechtsanwälte, Foerster+Rutow

Inhaltsverzeichnis

1;Introduction;5
2;Table of content;6
3;1. Product Liability;10
3.1;1.1 Sources of Product Liability under German Law;10
3.2;1.2 Basic Legal Requirements for Product Liability Claims;12
3.3;1.3 Duty of Care (§ 823 I BGB);14
3.4;1.4 Typical Protective Statutes under § 823 II BGB;16
3.5;1.5 Comparison of Claims for Defects under the German Civil Code and CISG;17
3.6;1.6 Typical Defenses of Defendants;19
3.7;1.7 Contributory Negligence;21
3.8;1.8 Burden of Proof;22
3.9;1.9 Limitation Periods for Product Liability Claims;24
3.10;1.10 Joint and Several Liability;25
3.11;1.11 Product Liability and International Private Law;25
3.12;1.12 Product Liability Claims at German Civil Courts;27
3.12.1;1.12.1 Subject Matter Jurisdiction;27
3.12.2;1.12.2 Local Jurisdiction;27
3.12.2.1;1.12.2.1 EuGVVO;27
3.12.2.2;1.12.2.2 § 32 Code of Civil Procedure [57];28
3.12.2.3;1.12.2.3 Choice of the Claimant;28
3.12.2.4;1.12.2.4 Choice of the Local Jurisdiction by the Parties;28
3.12.3;1.12.3 No Class Action for Product Liability Claims in Germany;28
3.12.4;1.12.4 Cost of Civil Court Procedure Compared to Arbitration (DIS) [59];29
3.13;1.13 Differences between Legal Sources of Product Liability Claims;30
4;2. Product Recall;31
4.1;2.1 Obligations of Producers and Distributors;31
4.1.1;2.1.1 Sources of Duties;31
4.1.1.1;2.1.1.1 Statutes (especially GPSG);32
4.1.1.2;2.1.1.2 Tort (Negligence);33
4.1.1.3;2.1.1.3 Contract;35
4.1.2;2.1.2 Pre-Market Obligations;35
4.1.2.1;2.1.2.1 Prior Approval;35
4.1.2.1.1;2.1.2.1.1 Food and Feed;35
4.1.2.1.2;2.1.2.1.2 Pharmaceutical Products;36
4.1.2.1.3;2.1.2.1.3 Vehicles;38
4.1.2.2;2.1.2.2 Safety Standards;38
4.1.2.2.1;2.1.2.2.1 CE Mark (§ 6 GPSG);38
4.1.2.2.2;2.1.2.2.2 GS Mark (§ 7 GPSG);40
4.1.2.3;2.1.2.3 GPSG;40
4.1.2.4;2.1.2.4 LFGB;41
4.1.2.5;2.1.2.5 Pharmaceutical/Healthcare Products;41
4.1.2.6;2.1.2.6 Automotive;42
4.1.3;2.1.3 Post-Market Obligations;42
4.1.3.1;2.1.3.1 GPSG [60];42
4.1.3.2;2.1.3.2 Food;42
4.1.3.3;2.1.3.3 Pharmaceutical/Health Care Products;43
4.1.3.4;2.1.3.4 Corrective Actions by Producers;43
4.2;2.2 Enforcement;44
4.2.1;2.2.1 International Enforcement;44
4.2.1.1;2.2.1.1 RAPEX (Rapid Exchange of Information System);44
4.2.1.2;2.2.1.2 RASFF (Rapid Alert System for Food and Feed);46
4.2.1.3;2.2.1.3 ICSMS (Internet-Supported Information and Communication System);46
4.2.2;2.2.2 Sector Organizations;47
4.2.2.1;2.2.2.1 General Consumer Products;47
4.2.2.2;2.2.2.2 Food;48
4.2.2.3;2.2.2.3 Pharmaceutical and Healthcare Products;49
4.2.2.4;2.2.2.4 Motor Vehicles;49
4.2.3;2.2.3 Powers of Authorities;49
4.2.4;2.2.4 Procedure of the Authorities under the GPSG;51
4.3;2.3 Appeals;53
4.4;2.4 Sanctions/Compensation/Criminal Liability;53
4.4.1;2.4.1 Administrative Offences (Selection);54
4.4.2;2.4.2 Criminal Liability;55
4.4.3;2.4.3 Compensation;55
5;3. Insurance;56
5.1;3.1 Overview [109];56
5.1.1;3.1.1 Types of Insurances;56
5.1.2;3.1.2 Recall Alternatives: 1st and 3rd Party Recall;56
5.1.3;3.1.3 Risk Analysis for Selection of the Appropriate Insurance;58
5.2;3.2 Business Liability Insurance;59
5.2.1;3.2.1 Insuring Provisions;59
5.2.2;3.2.2 Exclusion of Liability;61
5.2.3;3.2.3 Conditions;61
5.3;3.3 Product Liability Insurance;62
5.3.1;3.3.1 Insuring Provisions;63
5.3.1.1;3.3.1.1 Insurance Coverage According to the ProdHB;63
5.3.1.2;3.3.1.2 Additional Insurance Coverage According to the ProdHB;65
5.3.2;3.3.2 Exclusion of Liability;66
5.3.3;3.3.3 Conditions;66
5.4;3.4 Product Recall Insurance;67
5.4.1;3.4.1 Insuring Provisions;67
5.4.1.1;3.4.1.1 Automotive Provisions;68
5.4.1.1.1;3.4.1.1.1 Trigger;68
5.4.1.1.2;3.4.1.1.2 Pre-Recall Expenses, Testing etc;68
5.4.1.1.3;3.4.1.1.3 Consultant Costs;69
5.4.1.1.4;3.4.1.1.4 Lawyer Fees;70
5.4.1.1.5;3.4.1.1.5 First Party Recall Expenses;70
5.4.1.1.6;3.4.1.1.6 Business Interruption;70
5.4.1.1.7;3.4.1.1.7 Repair, Replacement, Refunds;70
5.4.1.1.8;3.4.1.1.8 Brand Rehabilitation;71
5.4.1.2;3.4.1.2 Non-Automotive Provisions;71
5.4.1.2.1;3.4.1.2.1 Trigger;71
5.4.1.2.2;3.4.1.2.2 Pre-Recall Expenses, Testing etc;71
5.4.1.2.3;3.4.1.2.3 Consultant Costs;71
5.4.1.2.4;3.4.1.2.4 Lawyer Fees;72
5.4.1.2.5;3.4.1.2.5 First Party Recall Expenses;72
5.4.1.2.6;3.4.1.2.6 Business Interruption;72
5.4.1.2.7;3.4.1.2.7 Repair, Replacement, Refunds:;73
5.4.1.2.8;3.4.1.2.8 Brand Rehabilitation;73
5.4.1.2.9;3.4.1.2.9 Third Party Recall Liability;73
5.4.1.2.10;3.4.1.2.10 Defense Costs;73
5.4.1.3;3.4.1.3 Main Differences/Similarities between the Insurance Models;74
5.4.2;3.4.2 Exclusion of Liability;75
5.4.2.1;3.4.2.1 Automotive Provisions;75
5.4.2.2;3.4.2.2 Non-Automotive Provisions;75
5.4.3;3.4.3 Additional Conditions to or Deviations from the Provisions of the AHB;76
5.4.3.1;3.4.3.1 Non-Disclosure of Existence of Insurance;77
5.4.3.2;3.4.3.2 Use of Hotline/Consultant;77
5.5;3.5 Contaminated Products/Financial Loss Insurance;77
5.5.1;3.5.1 Insuring Provisions;77
5.5.1.1;3.5.1.1 Trigger;78
5.5.1.2;3.5.1.2 Insurance Coverage;78
5.5.2;3.5.2 Exclusion of Liability;79
5.5.3;3.5.3 Conditions;79
5.6;3.6 Product Guarantee Insurance;80
6;4. fr_dkm_prodcutliability Database;81
7;5. Replacement of the GPSG with the Product Safety Act (ProdSG);83
7.1;5.1 Background;83
7.2;5.2 Scope of the ProdSG;83
7.3;5.3 Significant aspects of the ProdSG;84
7.4;5.4 Strengthening of the GS Mark;84
7.5;5.5 Intensification of fines:;85
8;Bibliography;86
9;Endnotes;87